Home Equity Loan

Use the equity in your home to pay for just about anything!

We offer two types of Home Equity products based on your needs:

  • Home Equity Loan:┬áThis is a fixed amount loan, so you borrow the exact amount you need and pay it back for a fixed length of time at a fixed rate.
  • Home Equity Line-of-Credit: This is a line of credit you can access as needed. So, you can borrow the money you need now, and then access more again in the future when you need it.

Whether you’re dreaming about improving your home, financing your child’s college education, taking the vacation of a lifetime, or simply wanting to consolidate high-rate debt into one manageable payment, a Home Equity Loan or Home Equity Line-of-Credit from FCCCU is a great option.

Ready to Apply? We make the process simple!

Want to learn more?


As of, October 18, 2021, the lobby at our Euclid branch will be closed for walk-in traffic through Friday, October 22, 2021. Our Euclid Branch will continue to serve you at the drive up during our regular business hours.However, the lobby at our Euclid branch will be available by APPOINTMENT ONLY for loans, new accounts, notary services and lockbox access. The Westown Parkway branch will remain open to walk-in traffic and members are encouraged to use the Westown Parkway branch for any in-person services needed.