Personal Loan

Closed-End Unsecured Loan

A Closed-End Unsecured Loan is typically used for consolidation of debt, home/car repairs or smaller home appliance purchases, i.e., washer/dryers, dishwashers, mowers. It is a one-time advance loan set at a fixed interest rate and repayment term.

Share Draft Line of Credit

This is an all-purpose loan that can also serve as a back-up overdraft protection on your checking account for a minimal fee. It is a fixed interested rate LOC where the rate will not increase while the plan is open. It is good for a three year draw period with a three-year payback term.

Share Secured Loan

A Share Secured Loan is a loan which uses the shares in your account as security for the loan.  The loan must be 100% secured to receive the rate of 2% over the current dividend rate being paid on the shares used to secure the loan.

Share Certificate Secured Loan

A Share Certificate Secured Loan is a loan which is 100% secured by a share certificate with First Class Community Credit Union.  The loan must be 100% secured to receive the rate of 2% over the share certificate rate being paid on the share certificate used to secure the loan.  The term of a Share Certificate Loan may not exceed the months remaining until maturity of the certificate.

 

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Our Westown Parkway location will be closed until further notice due to storm and water damage. We apologize for this inconvenience. Our Euclid Ave location is still open during normal operating hours to assist you.