Individual Retirement Accounts

Individual Retirement Accounts (IRA) are designed to help members save for retirement. These accounts earn a higher rate of interest than a regular share account and may also offer tax deduction benefits. Start an IRA account today with only a $25 deposit.

There are two types of Individual Retirement Accounts: Traditional and Roth. Though the eligibility requirements differ, often the decision of whether to contribute to a Traditional IRA or a Roth IRA depends on your income. Both offer flexibility, accessibility and valuable tax benefits.

*The earnings on an Roth IRA would be subject to penalty if you have not obtained the age of 59 ½ and the 5 year rule has been met.

Ready to open an IRA with First Class Community Credit Union?

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