By: Kristi Chapman, VP of Lending Buying a home comes with a long list of new terms, fees, and acronyms — and PMI is one that often causes confusion. If you’ve ever looked at your mortgage estimate and wondered why you’re paying for insurance that doesn’t seem to protect you,... View Article
By Zac Pollock, CEO When you hear people talk about investing for retirement, the discussion usually centers around two things: stocks and bonds. There is a third option, though, which may offer a higher fixed rate of return than an IRA savings account: an IRA CD. What is an IRA... View Article
Spring is the perfect time to refresh your home, whether it’s tackling necessary repairs or finally adding those wish-list upgrades you’ve been dreaming about. From a new roof to a remodeled kitchen, home improvement projects can boost your home’s comfort, functionality, and value. But financing these projects can sometimes be... View Article
Many debt consolidation ads focus on rolling all your debts into one monthly payment. While that can be true, the real goal of debt consolidation is to improve your overall financial situation — not just to reduce the number of bills you pay each month. Sometimes, the focus is on... View Article
The Christmas season can be the most joyful time of the year — but it can also be expensive. To help you stay on track, First Class Community Credit Union has 12 holiday budgeting tips and money-saving strategies. With these tips, you can enjoy a stress-free Christmas while keeping your... View Article
Online shopping makes life convenient, but it also creates new opportunities for scammers. Fraudsters are constantly finding ways to trick people into sending money or sharing personal information — especially through peer-to-peer payment apps like Venmo or Cash App. Before you send anyone money or click “buy,” take a moment... View Article
Cybersecurity is more important than ever, especially when it comes to protecting your financial information. Scammers are constantly finding new ways to trick people into giving away sensitive data, like bank account numbers, passwords, or Social Security numbers. Phishing scams often appear as emails, text messages, or pop-up alerts that... View Article
When it comes to financing your home—or using it to finance your goals — three common loan types come up again and again: the first mortgage, the home equity loan, and the home equity line of credit (HELOC). While all are tied to your home, they work very differently. Knowing... View Article
Online shopping is fast, convenient, and often filled with great deals — but it can also be a risky place for your debit card if you’re not careful. This is especially true when shopping through social media platforms like TikTok, Instagram or Facebook, where ads for trendy products can pop... View Article
Buying your first home is one of life’s most exciting milestones — but it can also bring plenty of questions, confusion, and even a little stress. With so many decisions to make, from understanding your budget to choosing the right loan type, it’s easy to feel like you’re diving into... View Article
