Share Certificate

Share Certificates pay a certain dividend if held for a specific period or term. We offer 12, 24, 36, 48 and 60-month share certificate options.   Share certificate funds are not “liquid,” as a penalty may be assessed if any portion of the principal is withdrawn before maturity.

In general, Share Certificates are a good choice if:

  • You do not need to access your funds for a certain length of time (the longer the term, the higher the rate)
  • You want to calculate your expected earnings at the outset of the investment
  • You want a federally insured investment product with a guaranteed rate of return
  • You can meet the $500 minimum opening balance requirement
  • You want a higher interest rate than a Money Market Account or Regular Savings Account

Stop by the credit union and invest in a Share Certificate today or view our current rates online.