Types of RV Loans We Offer
A recreational vehicle loan is perfect when you’re ready to purchase a:
- Motor home
- Camper
- Travel trailer
- Fold down camper
- ATV
- Boat
- Jet ski
Why Get an RV Loan Through First Class?
Take advantage of competitive rates, quick approvals, personal service, and the following auto-buying tools:
- Stress-Free Car Buying Service – Use our stress-free car buying site to search, shop and finance a new or used vehicle.
- Convenient Financing at the Dealership – If you find yourself at the dealership ready to buy, ask the dealer for First Class Community Credit Union financing. It’s that simple!
Ready to Apply? We make the process simple!
Want to learn more?
- Contact a Loan Officer
- View our current rates
Recreational Vehicle Loan FAQs
How do Recreational Vehicle (RV) loans work when buying a camper or motorhome?
RV loans allow you to finance recreational vehicles and repay the loan with monthly payments.
What credit score is needed to finance an RV?
Requirements vary, but FCCCU typically reviews credit history, income, and debt obligations.
Can you finance a used RV or camper?
Yes. FCCCU offers financing for both new and used recreational vehicles.
How long are RV loan terms?
Loan terms often range from 5 to 15 years depending on the vehicle price.
Do RV loans require a down payment?
FCCCU may require a down payment depending on the loan program, though we also offer low down payment options in some cases.
Is it hard to get approved for an RV loan?
Approval depends on credit history, income stability, and the price of the RV. To get preapproved, simply complete our convenient and secure online loan application.
Can I refinance my RV loan?
Yes. Refinancing may help lower your rate or adjust your loan term.
Are RV loans different from car loans?
RV loans may have longer terms and different requirements due to the higher purchase price.
What costs should I consider when buying an RV?
Consider insurance, maintenance, storage, and fuel costs in addition to loan payments.
How do I apply for RV financing?
Please use our convenient and secure online loan application.