Youth & Teen Accounts

It’s our goal at First Class Community Credit Union to partner with you in educating and equipping your children with the ability to navigate their future finances. We believe it’s not enough to just put the financial services in their hands. We need to invest in educating future generations early on how to use those financial services responsibly before they’re making these decisions on their own. We offer several options to kick start your child’s financial education from preschool through high school graduation.

Youth Savings Accounts

Think of our Youth Savings Account as a modern version of a pink piggy bank and a smart way to teach saving habits at an early age. Our Youth Savings Account will teach children 12 and under that a savings account is safer than storing cash in a pink piggy bank and that they will get PAID interest just for saving.

  • Ages 12 and under
  • $25 minimum opening deposit
  • A parent must be a joint account holder

Teen Accounts

Our teen accounts are a great transition from the youth accounts. We offer a teen savings account and teen checking account.

Teen Saving Accounts – If your child already has a youth account it will automatically transfer to a teen account at age 13.

  • Designed for ages 13 to 18.
  • $25 minimum opening deposit

Teen Checking Accounts – Teen checking accounts are perfect for those teens who are starting to work and spend money.

  • Designed for ages 13 to 18*
  • $10 minimum opening deposit
  • No minimum balance
  • Reloadable ATIRA gift cards offered for ages 13-15
  • FREE debit card (ages 16+)

*Some account restrictions may apply. A parent is required as a joint owner for ages 15 and under. Use of a debit card requires successful completion of a Checking Account Management Course. First Class Community Credit Union reserves the right to permanently close the debit card if the account incurs a negative balance.

Ready to open a Youth or Teen Account with First Class Community Credit Union?

Want to learn more?

As of, October 18, 2021, the lobby at our Euclid branch will be closed for walk-in traffic through Friday, October 22, 2021. Our Euclid Branch will continue to serve you at the drive up during our regular business hours.However, the lobby at our Euclid branch will be available by APPOINTMENT ONLY for loans, new accounts, notary services and lockbox access. The Westown Parkway branch will remain open to walk-in traffic and members are encouraged to use the Westown Parkway branch for any in-person services needed.