Choose from our popular business credit card options, such as low-rate, cash-back, or flexible rewards, to find the one that works best for your business.
No matter which card you choose, your business will benefit from important features like:
- Free online expense reporting tools.
- No fee for additional employee cards.
- Mobile payment capability for added convenience.
- Zero Fraud Liability.* You won’t be liable for fraudulent purchases when your card is lost or stolen.
- Cardmember Service is available 24 hours a day/365 days per year.
Please visit our partner website, Elan, for more information or to apply.
Have questions?
- Call us 24/7 at 1-800-392-7122
- Email us!
MyCardAccess
MyAccountAccess will allow you to manage your credit card on the go. Enroll now to check your balances, transactions, and make payments online.
How to enroll in MyAcountAccess:
1. Visit www.myaccount access.com
2. Select “Enroll”
3. Enter credit card account number
4. Enter 3 digit security code
5. Enter last 4 digits of social security number
6. Enter zip code credit card statement is mailed to
7. Create a “Personal ID”
8. Create a “Password”
9. Enter email address
10. Follow the remaining prompt to complete the process
* Elan Financial Services provides zero fraud liability for unauthorized transactions. Cardholder must notify Elan Financial Services promptly of any
unauthorized use. Certain conditions and limitations may apply.
The creditor and issuer of these cards is Elan Financial Services, pursuant to separate licenses from Visa U.S.A. Inc., and Mastercard International
Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.
Business Mastercard FAQs
What is a business credit card?
A business credit card helps companies manage expenses and separate business purchases from personal spending.
What can business credit cards be used for?
Common uses include travel, inventory purchases, office supplies, and operational expenses.
Do business credit cards help build business credit?
Yes. Responsible use and on‑time payments may help establish business credit history.
Can employees have their own cards on a business account?
FCCCU Business Mastercard credit cards allow employee cards with spending limits.
What are the benefits of using a business credit card?
Benefits may include expense tracking, rewards programs, and improved cash flow.
How do I qualify for a business credit card?
Applications require business information, financial details, and personal identification.
Do business credit cards offer rewards?
FCCCU offers a business Mastercard credit card which offers rewards such as cash back or travel points.
Can startups qualify for business credit cards?
FCCCU offers options for small businesses and startups.
How are business credit card payments made?
Businesses receive monthly statements and can pay the balance online or through banking systems.
How do I apply for a business credit card online?
Please use our convenient and secure online application to apply for a business Mastercard credit card.