Consumer Credit Cards







Choosing the right credit card is easier than ever. Whether you want to pay down balances faster, maximize cash back, earn rewards or begin building your credit history, we have the ideal card for you!

No matter which card you choose, you’ll enjoy important features like:

  • Convenient and Flexible Purchasing Power. Accepted at millions of locations worldwide.
  • Mobile purchasing capability for added convenience.
  • Zero Fraud Liability.* You won’t be liable for fraudulent purchases when your card is lost or stolen.
  • Cardmember Service is available 24 hours a day/365 days per year.
  • Plus much more!

Please visit our partner website Elan for more information or to apply.

Apply Now!


Have questions?


MyAccountAccess will allow you to view & manage your First Class credit card.

Once enrolled, you can either continue to manage your card through MyAccountAccess, or if you are a First Class Online Banking user, you can manage your card right inside of Online Banking! Simply click on Account Overview>Cards>Card Portal.

Enroll Now

How to enroll in MyAcountAccess:

1.   Visit www.myaccount
2.   Select “Enroll”
3.   Enter your credit card account number
4.   Enter 3 digit security code
5.   Enter the last 4 digits of your social security number
6.   Enter the zip code the credit card statement is mailed to
7.   Create a “Personal ID”
8.   Create a “Password”
9.   Enter your email address
10. Follow the remaining prompt to complete the process


* Elan Financial Services provides zero fraud liability for unauthorized transactions. Cardholder must notify Elan Financial Services promptly of any unauthorized use. Certain conditions and limitations may apply. The creditor and issuer of these cards is Elan Financial Services, pursuant to separate licenses from Visa U.S.A. Inc., and Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

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