Choosing the right credit card is easier than ever. Whether you want to pay down balances faster, maximize cash back, earn rewards or begin building your credit history, we have the ideal card for you!
No matter which card you choose, you’ll enjoy important features like:
- Convenient and Flexible Purchasing Power. Accepted at millions of locations worldwide.
- Mobile purchasing capability for added convenience.
- Zero Fraud Liability.* You won’t be liable for fraudulent purchases when your card is lost or stolen.
- Cardmember Service is available 24 hours a day/365 days per year.
- Plus much more!
Please visit our partner website Elan for more information or to apply.
Apply Now!
Have questions?
- Call us 24/7 at 1-800-392-7122
- Email us!
MyAccountAccess
MyAccountAccess will allow you to view & manage your First Class credit card.
Once enrolled, you can either continue to manage your card through MyAccountAccess, or if you are a First Class Online Banking user, you can manage your card right inside of Online Banking! Simply click on Account Overview>Cards>Card Portal.
How to enroll in MyAcountAccess:
1. Visit www.myaccount access.com
2. Select “Enroll”
3. Enter your credit card account number
4. Enter 3 digit security code
5. Enter the last 4 digits of your social security number
6. Enter the zip code the credit card statement is mailed to
7. Create a “Personal ID”
8. Create a “Password”
9. Enter your email address
10. Follow the remaining prompt to complete the process
* Elan Financial Services provides zero fraud liability for unauthorized transactions. Cardholder must notify Elan Financial Services promptly of any unauthorized use. Certain conditions and limitations may apply. The creditor and issuer of these cards is Elan Financial Services, pursuant to separate licenses from Visa U.S.A. Inc., and Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.
Consumer Mastercard FAQs
What is a Mastercard credit card?
A Mastercard credit card allows you to make purchases and repay the balance over time.
Where is Mastercard accepted?
Mastercard is accepted at millions of merchants worldwide.
What benefits come with Mastercard credit cards?
Benefits may include fraud protection, travel perks, and rewards programs.
How do I apply for a Mastercard credit card?
Please use FCCCU’s convenient and secure online application to apply for Mastercard credit card.
Can I use my Mastercard internationally?
Yes. Mastercard is widely accepted across the globe.
How do credit card payments work?
Cardholders receive a monthly statement and can pay the full balance or a minimum payment.
What should I do if my Mastercard is lost?
Contact FCCCU immediately to report your card as lost so it can be canceled and replaced.
Do Mastercard credit cards offer fraud protection?
Yes. FCCCU Mastercard credit card includes security and fraud monitoring features.
Can I manage my Mastercard account online?
Most cardholders manage their account online via online banking or MyAccount Access.
What is the difference between debit and Mastercard credit cards?
Credit cards borrow funds while debit cards pull money from your bank account.