Ready to refinance your vehicle loan from another lender? Complete our secure online loan application.
Enjoy an extended introductory period on the Mastercard Platinum Card
through our credit card partner Elan!
Get a special low 0% introductory APR1 for 20 billing cycles on purchases and balance transfers. Thereafter, a variable APR, currently13.49%-23.49%1, when you apply for the Mastercard® Platinum Card by September 30, 2021.
Enjoy big savings with this card:
• Pay down high interest balances • Save on interest
• No Annual Fee1
Make mobile purchases with compatible Apple®, Android® or Samsung® phones.
You’ll love CREDIT UNIONING with us!
*Annual Percentage Rate. APR for auto loans is a fixed rate and will not increase during the loan term. All loans subject to approval. Terms of repayment. Example: $20,000 auto loan with a term of 60 months at 1.90% APR would have a monthly payment of $349.69. Participation in FCCCU’s Rewards Program required to achieve 1.90% APR. Federally insured by the NCUA. Equal Housing Opportunity. Qualified refinanced loans include auto, motorcycle, campers/trailers, and recreational vehicles. Current loans with FCCCU do not qualify for the refinance promotion of $100 cash or up to 90 days no payments. Loans approved under the First Class Acceptance program will not be eligible for 90 days no payments. All loans subject to approval.promotional APRs. Amounts paid over the
1The 0% introductory APR applies to Purchases and is valid for the first 20 billing cycles. The 0% introductory APR applies to Balance Transfers made within 620 days of account opening and is valid for the first 20 billing cycles. The introductory rate does not apply to Cash Advances. Thereafter, the APR may vary and as of 03/01/21, the undiscounted variable APR for Purchases and Balance Transfers is 13.49%-23.49% (based on your creditworthiness). The variable APR for Cash Advances is 25.99%. Cash Advance fee: 5% of each advance amount, $10 minimum. Convenience Check fee: 3% of each check amount, $5 minimum. Cash Equivalent fee: 5% of each cash amount, $20 minimum. Balance Transfer fee: 3% of each transfer amount, $5 minimum. There is a $2 minimum interest charge where interest is due. The annual fee is $0. Foreign Transaction fee: 2% of each foreign purchase transaction or foreign ATM advance transaction in U.S. Dollars. 3% of each foreign purchase transaction or foreign ATM advance transaction in a Foreign Currency. We apply your minimum payment to balances with lower APRs first, including promotional APRs. Amounts paid over the minimum payment will be applied in the order of highest to lowest APR balances. We may change APRs, fees and other Account terms in the future based on your experience with Elan Financial Services and its affiliates as provided under the Cardmember Agreement and applicable law.
This offer is valid only for new Mastercard Platinum Card accounts with this Financial Institution and the application must be submitted by September 30, 2021, through a branch office or call center.
The creditor and issuer of these cards is Elan Financial Services, pursuant to a license from Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.
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