Mortgage

First Mortgage Loans

First Class Mortgage Loans are a great option for members who are looking to finance a new home or refinance their current home. We have a loan type and term to fit just about every situation, please call or apply online today!

  • Competitive rates and fees
  • Fixed and adjustable-rate options
  • Various term options available
  • Conventional, VA, FHA & USDA
  • Second Homes
  • Jumbo Loans
  • 1 – 4 Unit Investment Properties
  • Modular Home Loans

Ready to Apply? Let Sonia Lopez and our team assist you with your mortgage needs. We make the process simple!

Want to learn more?

Tired of Renting?

You may be surprised to learn that a monthly mortgage payment is often times less than the cost of renting!

Let us show you just how easy it is to become a homeowner with a FREE Mortgage Pre-Approval.

Our FREE Mortgage Pre-Approval will help you determine:

  • What price of a home you can afford
  • The loan type that best fits your budget & lifestyle
  • If 100% financing is an option for you; and
  • The cost of other home-related services, such as insurance & taxes.

And, if you’re not ready for home ownership now, we’ll help you develop a plan to ensure you’re ready to own a home in the future

Want To Lower Your Mortgage Payment Or Pay Off Your Home Sooner?

 We’ve helped others do it – see if we can do it for you too!

No matter how recently you financed your home, a FREE Mortgage Review from First Class Community Credit Union could benefit you greatly! After all, who doesn’t want to lower their monthly payment and/or shave years off their mortgage loan?

Our FREE Mortgage Review will help you determine if we can:

  • Lower your rate, which will lower your monthly payment
  • Shorten the term of your mortgage and save thousands of dollars in interest; and
  • Switch you to a loan type that makes more sense for your lifestyle or financial situation.

And if we can’t offer you a better deal, we’ll tell you!