Mortgage

First Mortgage Loans

First Class Mortgage Loans are a great option for members who are looking to finance a new home or refinance their current home. We have a loan type and term to fit just about every situation, so call or apply online today!

  • Competitive rates and fees
  • Fixed and adjustable rate options
  • Various term options available
  • Conventional, VA, FHA & USDA
  • Second Homes
  • Jumbo Loans
  • 1 – 4 Unit Investment Properties
  • Modular Home Loans

Let Brooke Hermann and our team assist you with your mortgage needs. Brooke is available by appointment at either our Westown or Euclid locations. Contact us today to set up an appointment or get a head start and apply securely online.

Tired of Renting?

You may be surprised to learn that a monthly mortgage payment is often times less than the cost of renting!

Let us show you just how easy it is to become a homeowner with a FREE Mortgage Pre-Approval.

Our FREE Mortgage Pre-Approval will help you determine:

  • What price of a home you can afford
  • The loan type that best fits your budget & lifestyle
  • If 100% financing is an option for you; and
  • The cost of other home-related services, such as insurance & taxes.

And, if you’re not ready for home ownership now, we’ll help you develop a plan to ensure you’re ready to own a home in the future.

Simply call, stop in, or email  Brooke to schedule your FREE Mortgage Pre-Approval today!

 

Want To Lower Your Mortgage Payment Or Pay Off Your Home Sooner?

 We’ve helped others do it – see if we can do it for you too!

No matter how recently you financed your home, a FREE Mortgage Review from First Class Community Credit Union could benefit you greatly! After all, who doesn’t want to lower their monthly payment and/or shave years off their mortgage loan?

Our FREE Mortgage Review will help you determine if we can:

  • Lower your rate, which will lower your monthly payment
  • Shorten the term of your mortgage and save thousands of dollars in interest; and
  • Switch you to a loan type that makes more sense for your lifestyle or financial situation.

And if we can’t offer you a better deal, we’ll tell you!

Simply call, stop in or email Brooke to schedule your FREE Mortgage Review today!


Our loan department will be closed on Saturday August 24th in order for our loan officers to participate in the Des Moines Walk to End Alzheimer's. Our Go First Class team will be walking and have a booth at the event. Register to come out and walk with us or donate (https://act.alz.org/site/TR/Walk2019/IA-Iowa?team_id=577074&pg=team&fr_id=12185) if you wish to support your credit union employees. The MSR's and a New Account Rep will be available to assist you with any transactions and new accounts during our normal business hours of 9am to Noon in the lobby and 8:30am to Noon in drive-up. If life happens and you need to get a First Class loan started over the weekend our 24/7 call center is available to assist you or apply via our website (click on the "Apply for a loan" box under this notification). Thank you for your understanding and support.