First Mortgage Loans

First Class Mortgage Loans are a great option for members who are looking to finance a new home or refinance their current home. We have a loan type and term to fit just about every situation, please call or apply online today!

  • Competitive rates and fees
  • Fixed and adjustable-rate options
  • Various term options available
  • Conventional, VA, FHA & USDA

Tired of Renting? Mortgage rates are still low!

You may be surprised to learn that a monthly mortgage payment is often times less than the cost of renting!

Let us show you just how easy it is to become a homeowner with a FREE Mortgage Pre-Approval.

Our FREE Mortgage Pre-Approval will help you determine:

  • What price of a home you can afford
  • The loan type that best fits your budget & lifestyle
  • If 100% financing is an option for you; and
  • The cost of other home-related services, such as insurance & taxes.

And, if you’re not ready for home ownership now, we’ll help you develop a plan to ensure you’re ready to own a home in the future

Want To Lower Your Mortgage Payment Or Pay Off Your Home Sooner?

 We’ve helped others do it – see if we can do it for you too!

No matter how recently you financed your home, a FREE Mortgage Review from First Class Community Credit Union could benefit you greatly! After all, who doesn’t want to lower their monthly payment and/or shave years off their mortgage loan?

Our FREE Mortgage Review will help you determine if we can:

  • Lower your rate, which will lower your monthly payment
  • Shorten the term of your mortgage and save thousands of dollars in interest; and
  • Switch you to a loan type that makes more sense for your lifestyle or financial situation.

And if we can’t offer you a better deal, we’ll tell you!

Ready to Apply? Let Sonia Lopez and our team assist you with your mortgage needs. We make the process simple!

Want to learn more?


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Westown Pkwy lobby remains CLOSED for repairs.