First Mortgage Loans
First Class Mortgage Loans are a great option for members who are looking to finance a new home or refinance their current home. We have a loan type and term to fit just about every situation, please call or apply online today!
- Competitive rates and fees
- Fixed and adjustable-rate options
- Various term options available
- Conventional, VA, FHA & USDA
Tired of Renting? Mortgage rates are still low!
You may be surprised to learn that a monthly mortgage payment is often times less than the cost of renting!
Let us show you just how easy it is to become a homeowner with a FREE Mortgage Pre-Approval.
Our FREE Mortgage Pre-Approval will help you determine:
- What price of a home you can afford
- The loan type that best fits your budget & lifestyle
- If 100% financing is an option for you; and
- The cost of other home-related services, such as insurance & taxes.
And, if you’re not ready for home ownership now, we’ll help you develop a plan to ensure you’re ready to own a home in the future
Want To Lower Your Mortgage Payment Or Pay Off Your Home Sooner?
We’ve helped others do it – see if we can do it for you too!
No matter how recently you financed your home, a FREE Mortgage Review from First Class Community Credit Union could benefit you greatly! After all, who doesn’t want to lower their monthly payment and/or shave years off their mortgage loan?
Our FREE Mortgage Review will help you determine if we can:
- Lower your rate, which will lower your monthly payment
- Shorten the term of your mortgage and save thousands of dollars in interest; and
- Switch you to a loan type that makes more sense for your lifestyle or financial situation.
And if we can’t offer you a better deal, we’ll tell you!
Ready to Apply? Let Sonia Lopez and our team assist you with your mortgage needs. We make the process simple!
Want to learn more?