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Phone: 515-224-4300 | Routing Number: 273073974
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    • Contact Us
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  • ACCOUNTS
    • Online Membership
    • Checking
    • Savings
    • Individual Retirement Accounts
    • Share Certificate
    • Youth & Teen Accounts
    • Courtesy Pay
    • Fee Schedule
    • Deposit Rates
    • Routing Number
  • LOANS
    • Loan Specials
    • Apply for a Loan
    • Loan Rates
    • Make a Loan Payment
    • Mortgages
    • Home Equity Loans
    • Auto Loans & Motorcycle Loans
    • First Time Auto Loan Program
    • Debt Consolidation Loans
    • Recreational Vehicle Loans
    • Unsecured & Secured Personal Loans
    • Student Loans
    • Loan Payment Protection
    • Skip-a-Pay
  • RESOURCES
    • Tips to Reduce or Avoid Fees
    • Fraud Prevention & Security
    • Online Services
    • Mobile Services
    • Order Checks
    • Telephone Banking
    • Online Forms
    • Lockboxes
    • Financial Education
    • Annual Credit Report
    • AutoSmart Stress-Free Car Buying
    • TruStage Insurance
  • CARD SERVICES
    • Debit Cards
    • Consumer Credit Cards
    • Business Credit Cards
    • Mobile Wallet
    • VISA Gift Cards
    • ATM Locator
  • ABOUT US
    • News
    • Articles
    • Testimonials
    • Our Credit Union Story
    • Who Can Join?
    • Board of Directors
    • FAQ
    • Disclosures
    • Financials
  • CONTACT & HOURS
    • Contact Us
    • Schedule an Appointment
    • Locations & Hours
    • Shared Branch Locations
Summer Auto Loan
Home Equity No Closing Costs
RV Loan
April 2026 Blog
Adventureland
Move Into a Better Mortgage Rate
April 2026 Blog
Summer Auto Loan
RV Loan
Adventureland 2025
Move Into a Better Mortgage Rate
Home Equity No Closing Costs

You’ll Love Credit Union-ing With Us!

Featured Rates

APR* as low as

8.49%
Personal Loans

APR* as low as

5.625%
1st Mortgage Loans

APR* as low as

4.49%
Auto Loans

APR* as low as

4.875%
Home Equity Loans

Apply Online for a Loan

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Upcoming Events

May 25
All day

Closed for Memorial Day

Jun 19
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Jul 3
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Closed in Observance of Independence Day

Sep 7
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Oct 12
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Closed for Columbus/Indigenous Peoples Day

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News

What Is PMI?

New blog post image of a person holding a tiny umbrella over a toy house and the words "private mortgage insurance simplified"

A Simple Guide to Private Mortgage Insurance for Homebuyers

Buying a home comes with a long list of new terms, fees, and acronyms — and PMI is one that often causes confusion. This guide explains what PMI is, why lenders require it, how much it costs, and when you can remove it — in simple terms that make sense.

Read More

Reflecting on 100 Years of First Class: Mischelle Fisher

Mischelle Fisher

Since 2016, Mischelle Fisher has enjoyed helping members at First Class Credit Union, building lasting relationships and brightening days. From assisting with financial needs to contributing to branch improvements, she values the family-like culture.

Mischelle is proud to be part of a credit union devoted to community service.

Read More

© 2026 First Class Community Credit Union


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Fax: 515-224-4301


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If you are using a screen reader or other auxiliary aid and are having problems using this website, please call 1-800-392-7122 for assistance. All products and services available on this website are available at all First Class Community Credit Union full-service locations.

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Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.

Branch Locations

Westown Parkway Office in West Des Moines


2051 Westown Pkwy
West Des Moines, IA 50265

Euclid Office in Des Moines


303 Euclid Ave
Des Moines, IA 50313